Sustainable Finance Disclosures Regulation

The Sustainable Finance Disclosure Regulation (“SFDR”) is part of a package of legislative measures arising from the European Commission’s Action Plan on Sustainable Finance.

The SFDR sets out harmonised rules on transparency and aims to include environmental, social and governance (ESG) “sustainability” considerations and risks in the decision-making process of investors and asset managers in a consistent manner across the EU financial services sector.

Sustainable Investment

A sustainable investment product is where a product is sold as promoting environmental or social characteristics. It is envisaged that greater transparency and sustainability-related information will enable investors to compare financial products and to make informed investment decisions about ESG products.

The SFDR introduces additional disclosure obligations for manufacturers of financial products and financial advisers toward end-investors. The Regulations will require impacted firms to integrate sustainability into their investment processes and to consider the adverse impacts of their investments on sustainability factors.

Insight Private Clients

In accordance with the Sustainable Finance Disclosure (SFDR) we can confirm that when providing advice on investments, including Insurance Based Investment products (IBIPs) Insight Private Clients assesses, in addition to relevant financial risks, relevant sustainability risks as far as this information is available from the Product Providers in relation to the Investment and IBIPs we advise on.

We will discuss your preferences on Sustainable Investing and we will integrate your preferences into our recommendations based on the information and literature as provided by the Investment Product Providers in relation to sustainability risks.  The firm will act at all times in the client’s best interest and if by investing in sustainable investment products different charging structures apply, we will inform you in advance.